About Us

Harold F. Nichols - Founder

Nichols Insurance Agency, Inc. was formed by Harold Nichols in 1989 when Allstate Insurance withdrew from Massachusetts. Instantly the agency became one of the largest individually owned insurance agencies in the community.

Over twenty years of providing superior service to Allstate clients was rewarded as 98% of the former Allstate clients elected to stay with their agent and entrust their insurance needs to the new agency. The agency has enjoyed the additional gratification of independent growth with hundreds of new clients and a 100% increase in premium volume, compared to 1989.

Currently Nichols Insurance operates from two locations, one office in Concord Massachusetts and one in Bedford Massachusetts. Both of these offices have licensed staff in addition to proficient, polite and professional insurance service personnel. Either office would welcome the opportunity to explore your insurance needs and provide quotes from any of our select companies.

It is our hope that you would call or visit us at either office.
We look forward to meeting you.

~ Nichols Insurance Agency






Nichols Insurance Agency, Inc.
363 The Great Road, Suite 207
Bedford, Massachusetts 01730
Phone: 781-275-1650 Fax: 781-275-4233
  Nichols Insurance Agency, Inc.
81 Commonwealth Avenue
Concord, Massachusetts 01742
Phone: 978-369-0110 Fax: 978-369-4164

Toll Free: 1-800-696-1650

© Nichols Insurance Agency, Inc.